Imagine a BMW M3, it's right here is dark black with white stripes. You open the door and turn on the engine, you press the clutch switch to 1st gear and accelerate. The power throws back in the chair, while you keep building the RPM's. Now, you turn the steering wheel to the left, grab the emergency break handle and pull it hard while you turn the wheel to the right. Imagine you are spinning fast on an empty field and for a moment you feel that you are flying. You don't have any problems and all that matter is gone but after a couple of seconds everything is over and you have to face the cold reality again. Your new BMW was struck by lightning and is on fire, for a second you think that you are having a nightmare but the reality is the real nightmare. This reminds you that the great insurance policy that you signed couple days ago its very useful and it worth every penny.
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